The Fault Line Diagnostic
for Bank/Fintech Partnerships
A partnership readiness assessment from Travillian
Bank/fintech partnerships are increasingly central to bank strategy — but they fail at an alarming rate. According to the EY-Parthenon 2022 U.S. Banking Strategic Partnership survey, about 40% of all bank partnerships fail to operationalize, mostly due to ineffective strategies, scalability issues, and poor organizational alignment.
This diagnostic helps you pressure-test a specific partnership — whether you're exploring, in diligence, or already live — across the five dimensions where partnerships most commonly break down. The output isn't a verdict. It's a set of questions you should be asking.
Source: EY-Parthenon, "How Banks Can Fix Broken Fintech Partnership Models," 2023. Based on the EY-Parthenon 2022 U.S. Banking Strategic Partnership Survey.
Partnership Context
Step 1 of 7
A few questions to frame your results
These questions help us tailor your results narrative. They do not affect your score.